Protect your entire family's health with comprehensive coverage. Compare family health insurance plans from all major NZ providers and save up to 30%.
Family health insurance provides comprehensive coverage for all family members under one convenient policy, often at significant savings compared to individual plans.
Family plans typically cost 20-30% less than separate individual policies for each family member.
All family members covered under one policy with hospital, extras, and emergency coverage.
One policy, one renewal date, one payment - easier administration for busy families.
2 adults + 2 children (under 18)
2 adults + 3-4 children
2 adults + adult children
Family health insurance plans include specialized coverage for children's unique healthcare needs, from routine checkups to specialized treatments.
Family health insurance in New Zealand typically costs between $180-$400 per month, depending on family size, ages, and coverage level. A typical family of four (2 adults + 2 children) can expect to pay around $220-$280 per month for comprehensive coverage.
Yes, children are typically covered under family health insurance plans until age 18-25 (varies by provider). Some insurers cover dependent children until age 25 if they're studying full-time or financially dependent.
Yes, you can usually add new family members (newborns, adopted children, new spouse) or remove family members who are no longer eligible. Changes typically take effect from the next policy renewal date.
Pre-existing conditions are assessed individually for each family member. One person's condition doesn't affect coverage for other family members, though that specific condition may have waiting periods or exclusions.
Most family health insurance plans include maternity coverage, but there's typically a 12-month waiting period. This covers private obstetric care, private hospital accommodation, and related services during pregnancy and childbirth.
Compare family health insurance plans and save up to 30% with our free comparison service