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Compare NZ Health Insurance Providers

Every active retail product from 6 licensed NZ health insurers, sourced from current policy wordings. Pricing is quoted per-applicant — get a tailored quote via /apply.

AA Health logo

AA Health

AA Insurance Limited

3 active products

  • AA Health Everyday Cover PDF ↗
  • AA Private Hospital Cover PDF ↗
  • AA Private Hospital + Specialist Cover PDF ↗
JSON Markdown
Accuro logo

Accuro

Accuro Insurance Limited

6 active products

Full review → JSON Markdown
AIA logo

AIA

AIA New Zealand Limited

1 active product

Full review → JSON Markdown
nib logo

nib

nib nz limited

3 active products

Full review → JSON Markdown
Southern Cross logo

Southern Cross

Southern Cross Medical Care Society

6 active products

Full review → JSON Markdown
UniMed logo

UniMed

Union Medical Benefits Society Limited

4 active products

Full review → JSON Markdown

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PrivateMedicalInsurance.co.nz

Operated by Evolve Group Limited

Financial Advice Provider — FSP711891

Licensed by the Financial Markets Authority

© 2026 PrivateMedicalInsurance.co.nz. All rights reserved. |Privacy Policy |Terms & Conditions |FSP Register

Disclosure: This website is operated by Evolve Group Limited (FSP711891), a licensed Financial Advice Provider regulated by the Financial Markets Authority (FMA). You can verify our registration on the FSP Register.

How we are paid: We may receive commissions from insurance providers when you purchase a policy. For personal insurance, initial commissions range from 0% to 220% of the first year's premium, with ongoing servicing commissions of 0% to 30% per annum. We do not receive volume-based payments or sales target bonuses. These commissions do not affect the price you pay.

Our health insurance providers: Southern Cross, nib, Accuro, AIA, UniMed. We do not represent every insurer in the market. There may be other options available that are not listed here.

Complaints: If you have a complaint, please contact us first at hello@privatemedicalinsurance.co.nz. If you are not satisfied with our response, you can contact our external dispute resolution scheme: Financial Services Complaints Limited (FSCL) — 0800 347 257 — www.fscl.org.nz