Compare Health Insurance Providers in New Zealand

Side-by-side comparison of New Zealand's leading health insurance providers to help you make the right choice.

ProviderRatingPrice RangeMarket ShareBest ForAction
Southern Cross logoSouthern Cross
4.2
$$-$$$60%Comprehensive coverage seekersGet Quote
nib Health Insurance logonib Health Insurance
4.1
$-$$15%Budget-conscious buyersGet Quote
Accuro Health Insurance logoAccuro Health Insurance
4
$-$$8%No-frills coverageGet Quote
AIA Health Insurance logoAIA Health Insurance
3.9
$$-$$$10%International coverage needsGet Quote
Cigna Health Insurance logoCigna Health Insurance
3.8
$$4%Business and corporateGet Quote
UniMed Health Insurance logoUniMed Health Insurance
4.3
$$$3%Healthcare professionalsGet Quote
Southern Cross logo

Southern Cross

4.2

Strengths

  • Largest network
  • Comprehensive coverage
  • Established reputation

Considerations

  • Higher premiums
  • Complex plans
Best for: Comprehensive coverage seekers
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nib Health Insurance logo

nib Health Insurance

4.1

Strengths

  • Competitive pricing
  • Simple plans
  • Good customer service

Considerations

  • Smaller network
  • Limited providers
Best for: Budget-conscious buyers
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Accuro Health Insurance logo

Accuro Health Insurance

4

Strengths

  • Simple structure
  • Transparent pricing
  • Fast claims

Considerations

  • Limited extras
  • Newer to market
Best for: No-frills coverage
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AIA Health Insurance logo

AIA Health Insurance

3.9

Strengths

  • Global backing
  • Comprehensive plans
  • Good extras

Considerations

  • Complex application
  • Higher costs
Best for: International coverage needs
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Cigna Health Insurance logo

Cigna Health Insurance

3.8

Strengths

  • International network
  • Business focus
  • Digital tools

Considerations

  • Limited retail presence
  • Complex plans
Best for: Business and corporate
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UniMed Health Insurance logo

UniMed Health Insurance

4.3

Strengths

  • Medical professional focus
  • Excellent service
  • Specialized coverage

Considerations

  • Higher cost
  • Limited availability
Best for: Healthcare professionals
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