Your Health,
Your Choice
Why Choose PrivateMedicalInsurance.co.nz?
We make finding the right health insurance simple, transparent, and completely free.
Compare All Providers
Get quotes from Southern Cross, nib, Accuro, AIA, Cigna, and UniMed all in one place. No need to visit multiple websites.
Instant Personalized Quotes
Our smart matching system provides personalized quotes based on your specific needs, age, location, and health requirements.
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Our service is completely free with no hidden costs. Your personal information is protected and never sold to third parties.
Compare Quotes from New Zealand's Top Health Insurers
We work with all major health insurance providers to get you the best deals
Southern Cross
New Zealand's largest health insurer
nib Health Insurance
Affordable health insurance with great value
Accuro Health Insurance
Simple, straightforward health insurance
AIA Health Insurance
Comprehensive health and life insurance
Cigna Health Insurance
Global health insurance expertise
UniMed Health Insurance
Health insurance for medical professionals
How It Works
Get quotes in 3 simple steps
Answer Simple Questions
Tell us about your health needs, budget, and preferences through our easy 5-minute questionnaire.
Get Personalized Quotes
Receive tailored quotes from multiple providers instantly, with clear comparisons of coverage and costs.
Choose & Apply
Select the best option for you and apply directly with your chosen provider. We'll help guide you through the process.
Coverage Options
Find the right type of health insurance for your needs
Individual Health Insurance
Personal coverage for individuals with comprehensive health protection.
Family Health Insurance
Comprehensive coverage for families with children of all ages.
Senior Health Insurance
Specialized coverage designed for New Zealanders over 50.
Business Health Insurance
Group coverage solutions for employers and their teams.
Common Questions
How much does health insurance cost in New Zealand?
Health insurance costs vary widely based on your age, coverage level, and provider. Individual plans typically range from $80-300+ per month, while family plans can range from $200-800+ per month.
Is private health insurance worth it in New Zealand?
Private health insurance can provide faster access to specialists, choice of surgeon, private rooms, and coverage for dental and optical care that isn't covered by the public system.
What's the difference between hospital and extras cover?
Hospital cover helps pay for treatment as a private patient in hospital, while extras cover helps with costs for services like dental, optical, physiotherapy, and other allied health services.
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